Date: 04-14-2023

Case Style:

Ciara Thomas v. Receivable Performance Management, LLC

Case Number: 1:22-CV-04504

Judge: Timothy C. Batten, Sr.

Court: United States District Court for the Northern District of Georgia (Fulton County)

Plaintiff's Attorney:

Defendant's Attorney: No appearance

Description: Atlanta, Georgia consumer law lawyer represented Plaintiff who sued Defendant on a Fair Debt Collection Act violation theory.

"The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from unfair, abusive, or deceptive debt collection practices. The FDCPA applies to debt collectors who are trying to collect a debt from you, but it does not apply to creditors who are trying to collect their own debts.

The FDCPA prohibits debt collectors from engaging in a number of practices, including:

Harassing or threatening you
Lying to you about the debt
Contacting you at work if you have told them not to
Contacting you repeatedly after you have told them to stop
Contacting you if you are represented by an attorney
Reporting the debt to your credit report without your permission

If a debt collector violates the FDCPA, you may be able to sue them for damages. You may also be able to get the debt collector to stop contacting you and to remove the negative information from your credit report.

If you are being contacted by a debt collector, you should know your rights under the FDCPA. You can find more information about the FDCPA on the website of the Consumer Financial Protection Bureau (CFPB).

Here are some tips for dealing with a debt collector:

Be polite but firm.
Do not give the debt collector any personal information other than your name and address.
Do not agree to pay anything until you have verified that the debt is valid.
Ask the debt collector to send you a written verification of the debt.
If you do not agree to pay the debt, tell the debt collector to stop contacting you.
If the debt collector continues to contact you, you may file a complaint with the CFPB or your state's attorney general's office.

The FDCPA is a powerful law that can help protect you from unfair debt collection practices. If you are being contacted by a debt collector, you should know your rights and take steps to protect yourself."

Google Bard

Outcome: Dismissed.

Plaintiff's Experts:

Defendant's Experts:

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