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Date: 02-08-2023
Case Style:
Daniel King v. Equifax Information Services, LLC
Case Number: 4:22-CV-00501
Judge: Fernando J. Gaitan, Jr.
Court: United States District Court for the Western District of Missouri (Jackson County)
Plaintiff's Attorney:
Defendant's Attorney: Guillermo G. Zorogastua and Nicolette Rodriguez Armstrong for Equifax Information Services, LLC
Danne Wayne Webb and Andrea S. McMurtry for Experian Information Solutions, Inc.
Description: Kansas City, Missouri consumer credit law lawyer represented Plaintiff who sued Defendants Fair Credit Reporting Act theories.
"The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations, including the duty to investigate disputed information. In addition, users of the information for credit, insurance, or employment purposes must notify the consumer when an adverse action is taken on the basis of such reports. The Fair and Accurate Credit Transactions Act added many provisions to this Act primarily relating to record accuracy and identity theft. The Dodd-Frank Act transferred to the Consumer Financial Protection Bureau most of the rulemaking responsibilities added to this Act by the Fair and Accurate Credit Transactions Act and the Credit CARD Act, but the Commission retains all its enforcement authority." FTC
Outcome: 02/08/2023 33 Clerk's ORDER OF DISMISSAL with prejudice, pursuant to 29 Notice of Voluntary Dismissal as to defendant Academy Bank, N.A.; and pursuant to 32 Stipulation of Dismissal as to defendant Equifax Information Services, LLC. Each party to bear their own costs and fees. (Anderson, Christy) (Entered: 02/08/2023)
Plaintiff's Experts:
Defendant's Experts:
Comments: