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Case Number: 1:22-cv-11424
Judge: F. Dennis Saylor, IV
Court: United States District Court for the District of Massachusetts (Suffolk County)
Defendant's Attorney: Danni Shauel for Paramount Residential Mortgage Group, Inc.
Description: Boston, Massachusetts consumer credit lawyers represented Plaintiff who sued Defendants on Fair Credit Reporting Act violation theories.
"The Fair Credit Reporting Act (FCRA) is a federal law that protects consumers' rights and regulates the collection, use, and distribution of consumer credit reports. The FCRA was passed in 1970 to ensure that consumers have access to their credit reports and that the information in their reports is accurate and up-to-date.
The FCRA applies to all three major credit bureaus: Equifax, Experian, and TransUnion. It also applies to any company that uses a consumer credit report for any purpose, including:
Making a credit decision
Selling or renting a home
Getting a job
The FCRA gives consumers the right to:
Obtain a copy of their credit report from each of the three major credit bureaus once per year for free.
Dispute any inaccurate or incomplete information in their credit report.
Place a fraud alert on their credit report, which will prevent creditors from opening new accounts in their name without their permission.
Place a security freeze on their credit report, which will prevent creditors from accessing their credit report without their permission.
If you believe that your credit report contains inaccurate or incomplete information, you can dispute the information with the credit bureau that is reporting it. The credit bureau must investigate your dispute and remove any inaccurate or incomplete information from your report.
You can also place a fraud alert or a security freeze on your credit report to protect yourself from identity theft. A fraud alert will stay on your credit report for 90 days and will notify creditors to take extra steps to verify your identity before opening new accounts in your name. A security freeze will prevent creditors from accessing your credit report without your permission.
The FCRA is a valuable tool that can help you protect your credit and your privacy. If you have any questions about the FCRA, you should speak with an attorney."
Outcome: 07/29/2023 43 STIPULATION of Dismissal as to Trans Union, LLC only by Alexander Tsepkov. (Attachments: # 1 Proposed Dismissal Order)(Zelman, Yitzchak) (Entered: 07/29/2023)