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Raffi P. Deravakian v. Firstsource Advantage, LLC
Case Number: 1:22-cv-23428
Judge: Cecilia M. Altonaga
Court: United States District Court for the Southern District of Florida (Miami-Dade County)
Defendant's Attorney: Armando Pedro Rubio and John Patrick Golden
Description: Miami, Florida consumer credit lawyers represented Plaintiff, who sued Defendant on a Fair Debt Collection Act violation.
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended) is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act. The statute's stated purposes are: to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.
Outcome: Settled for an undisclosed sum and dismissed with prejudice.