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Date: 01-10-2024

Case Style:

Annie Caldwell v. Western World Insurance Group

Case Number: 1:23-cv-00148

Judge: Sharion Aycock

Court: United States District Court for the Northern District of Mississippi (Monroe County)

Plaintiff's Attorney:

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Defendant's Attorney: Aberdeen, Mississippi insurance defense lawyer represented the Defendant.

Description: Aberdeen, Mississippi insurance law lawyer represented the Plaintiff who sued the Defendant on a bad faith breach of insurance contract theory.

This case was filed in the Clay County Circuit Court, 23-CV-170K, and was removed to federal court by the Defendant.

Key elements of a bad faith claim in Mississippi:

Lack of arguable or legitimate basis for denial or delay: The insurance company must have denied or delayed your claim without a valid reason.
Willful or malicious wrong, or action with gross and reckless disregard for the insured's rights: The insurance company must have acted with intent to harm you or disregard your rights in a reckless manner.

Damages you may be able to recover:

Contractual benefits: The amount of money the insurance company should have paid under the policy.
Interest: Interest on the contractual benefits from the date they were due.
Expenses: Reimbursement for expenses incurred due to the denial or delay, such as medical bills or other related costs.
Pain and suffering: Compensation for emotional distress caused by the insurance company's actions.
Punitive damages: In some cases, you may be awarded punitive damages to punish the insurance company for its bad faith conduct.

Resources for further information:

Mississippi State Bar Association:
National Association of Insurance Commissioners:
American Bar Association:

Important notice: This information is intended for general knowledge only and should not be taken as legal advice. For specific legal guidance regarding your individual situation, please consult with a qualified attorney specializing in Mississippi insurance law.

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Outcome: Settled for an undisclosed sum and dismissed with prejudice.

Plaintiff's Experts:

Defendant's Experts:


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