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Date: 04-17-2023
Case Style:
Case Number: 2:22-CV-4513
Judge: Srah D. Morrison
Court: United States District Court for the Southern District of Ohio (Franklin County)
Plaintiff's Attorney:
Defendant's Attorney: David A. Wallace and Tyler Kabaki Ibom
Description: Columbus, Ohio consumer credit lawyer represented Plaintiff who sued Defendant on a Fair Credit Reporting Act.
This case was filed in the Common Pleas Court Of Ross County, OH, 22CI462 and was removed to federal court by the Defendants.
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Consumer credit law is a body of law that protects consumers from unfair, deceptive, or abusive practices by creditors. The law regulates a wide range of activities, including:
Credit reporting
Credit scoring
Credit card lending
Mortgage lending
Debt collection
The goal of consumer credit law is to ensure that consumers have access to credit, but that they are not taken advantage of by creditors. The law also helps to protect consumers from identity theft and fraud.
Some of the most important consumer credit laws include:
The Truth in Lending Act (TILA)
The Fair Credit Reporting Act (FCRA)
The Fair Credit Billing Act (FCBA)
The Equal Credit Opportunity Act (ECOA)
The Credit CARD Act of 2009
These laws give consumers the right to:
Know the terms of their credit agreements
Dispute errors on their credit reports
Stop debt collectors from harassing them
Be treated fairly by creditors, regardless of their race, color, religion, national origin, sex, marital status, age, or because they receive income from a public assistance program
If you believe that you have been a victim of unfair, deceptive, or abusive credit practices, you should contact an attorney. An attorney can help you understand your rights under consumer credit law and can help you take legal action against the creditor.
Outcome: Settled and dismissed with prejudice.
Plaintiff's Experts:
Defendant's Experts:
Comments: