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Date: 05-09-2023

Case Style:

Sandra K. Larsen and James L. Laren v. Safeco Insurance Company of Illinois

Case Number: 2:22-cv-00178

Judge: Nancy D. Freudenthal

Court: United States District Court for the District of Wyoming (Laramie County)

Plaintiff's Attorney:




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Defendant's Attorney: John A Coppede and Tabetha Mae Wolf

Description: Cheyenne, Wyoming insurance law lawyers represented Plaintiff who sued Defendants bad faith breach of insurance contract theories.

This case was filed in the Third Judicial District, Lincoln County, CV2022-91-DC, and was removed to federal court by the Defendant.

"Wyoming bad faith law is a set of laws that govern the relationship between insurance companies and their policyholders. The laws are designed to protect policyholders from insurance companies that act in bad faith, such as by denying valid claims or refusing to settle claims within policy limits.

There are two main types of bad faith claims under Wyoming law: first-party bad faith and third-party bad faith. First-party bad faith claims involve situations where an insurance company denies a valid claim by its policyholder. Third-party bad faith claims involve situations where an insurance company fails to settle a third-party claim within policy limits, which results in the policyholder being exposed to a judgment in excess of the policy limits.

In order to prevail on a claim of bad faith under Wyoming law, the policyholder must prove that the insurance company acted with a "conscious disregard" for the policyholder's rights. This means that the insurance company must have known that its actions were likely to harm the policyholder, but it did them anyway.

If a policyholder is successful in proving bad faith, they may be entitled to recover damages, including the amount of the claim, interest, and attorney's fees.

Here are some examples of bad faith insurance practices in Wyoming:

Denying a valid claim without a reasonable basis.
Failing to settle a claim within policy limits, which results in the policyholder being exposed to a judgment in excess of the policy limits.
Attempting to mislead or deceive the policyholder about their coverage or rights.
Engaging in unfair or deceptive trade practices.

If you believe that your insurance company has acted in bad faith, you should contact an experienced insurance attorney to discuss your legal options."

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Outcome: Settled for an undisclosed sum and dismissed with prejudice.

Plaintiff's Experts:

Defendant's Experts:

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