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Date: 05-03-2023
Case Style:
Case Number: 2:23-CV-633
Judge: J. Nicholas Ranjan
Court: United States District Court for the Western District of Pennsylvania (Allegheny County)
Plaintiff's Attorney:
Defendant's Attorney: Lauren M. Burnetter
Description: Pittsburgh, Pennsylvania consumer credit lawyer represented Plaintiff who sued Defendant claiming violation of consumer credit protection act laws.
"The Consumer Credit Protection Act (CCPA) is a federal law that was enacted in 1968 to protect consumers from unfair, deceptive, or abusive practices by lenders and other creditors. The CCPA is made up of several different laws, including the Truth in Lending Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, and the Equal Credit Opportunity Act.
The Truth in Lending Act requires lenders to disclose the true cost of credit, including interest rates, fees, and other charges. The Fair Credit Billing Act gives consumers the right to dispute errors on their credit reports and billing statements. The Fair Credit Reporting Act gives consumers the right to access their credit reports and to correct any errors. The Equal Credit Opportunity Act prohibits lenders from discriminating against borrowers on the basis of race, color, religion, national origin, sex, marital status, age, or because they receive income from a public assistance program.
The CCPA is an important law that helps to protect consumers from unfair and deceptive practices by lenders and other creditors. If you believe that you have been a victim of unfair or deceptive lending practices, you should contact the Consumer Financial Protection Bureau (CFPB). The CFPB is a federal agency that is responsible for protecting consumers from unfair, deceptive, or abusive financial practices.
Here are some of the key provisions of the CCPA:
Truth in Lending Act: Requires lenders to disclose the true cost of credit, including interest rates, fees, and other charges.
Fair Credit Billing Act: Gives consumers the right to dispute errors on their credit reports and billing statements.
Fair Credit Reporting Act: Gives consumers the right to access their credit reports and to correct any errors.
Equal Credit Opportunity Act: Prohibits lenders from discriminating against borrowers on the basis of race, color, religion, national origin, sex, marital status, age, or because they receive income from a public assistance program.
If you believe that you have been a victim of unfair or deceptive lending practices, you should contact the Consumer Financial Protection Bureau (CFPB). The CFPB is a federal agency that is responsible for protecting consumers from unfair, deceptive, or abusive financial practices."
Google Bard
Outcome: Stipulation of Dismissal. This civil action is hereby dismissed with prejudice. The Clerk of Court shall mark this case as CLOSED. Signed by Judge J. Nicholas Ranjan on 5/3/2023. Text-only entry; no PDF document will issue. This text-only entry constitutes the Order of the Court or Notice on the matter. (pak) (Entered: 05/03/2023)
Plaintiff's Experts:
Defendant's Experts:
Comments: