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Date: 03-06-2023
Case Style:
Ada McDonald v. Equifax Information Services, LLC
Case Number: 3:21-CV-2678
Judge: Sam R. Cummings
Court: United States District Court for the Northern District of Texas (Dallas County)
Plaintiff's Attorney:
Defendant's Attorney: Daniel John Olds and Forrest Mathew Seger, III
Description: Dallas, Texas consumer credit lawyer represented Plaintiff who sued Defendant on a Fair Credit Reporting Act violation theory.
18 U.S.C. 1681 provides, in part:
The Congress makes the following findings:
(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.
(2) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.
(3) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.
(4) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer’s right to privacy.
Outcome: Settled for an undisclosed sum and dismissed with prejudice.
Plaintiff's Experts:
Defendant's Experts:
Comments: