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Date: 03-27-2023

Case Style:

Brittany Larew v. Trans Union, L.L.C.

Case Number: 4:23-00211

Judge: Benita Y. Pearson

Court: United States District Court for the Northern District of Ohio (Mahoning County)

Plaintiff's Attorney:




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Defendant's Attorney: William M. Huse

Description: Youngstown, Ohio consumer credit lawyer represented Plaintiff who sued Defendant on a Fair Credit Reporting Act violation theory.

This case was filed in the Common Pleas Mahoning County, OH, 2023-cv-00031, and was removed to federal court by the Defendant.

The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations, including the duty to investigate disputed information. In addition, users of the information for credit, insurance, or employment purposes must notify the consumer when an adverse action is taken on the basis of such reports. The Fair and Accurate Credit Transactions Act added many provisions to this Act primarily relating to record accuracy and identity theft. The Dodd-Frank Act transferred to the Consumer Financial Protection Bureau most of the rulemaking responsibilities added to this Act by the Fair and Accurate Credit Transactions Act and the Credit CARD Act, but the Commission retains all its enforcement authority.

Outcome: Settled for an undisclosed sum and dismissed with prejudice.

Plaintiff's Experts:

Defendant's Experts:

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