Date: 07-03-2024

Case Style:

John Paul Boyd v. RentGrow, Inc., et al.

Case Number: 4:23-cv-00237

Judge: Terry R. Means

Court: United States District Court for the Northern District of Texas (Tarrant County)

Plaintiff's Attorney:

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Defendant's Attorney: Ethan Geoffrey Ostroff, Noah J. DiPasquale, Ronald Irvin Raether, Jr., Timothy St. George

Description:

Fort Worth, Texas consumer credit lawyer represented the Plaintiff who sued on a Fair Credit Reporting Act violation theory.

15 U.S.C. 1681 provides:

(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.
(2) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.
(3) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.
(4) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer’s right to privacy.
(b) Reasonable procedures

It is the purpose of this subchapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter.

Outcome: : In accordance with the Stipulations of Dismissal with Prejudice (docs. 40 and 79 ), the Court's Order Granting Motion to Dismiss (doc. 66 ), and Federal Rule of Civil Procedure 58, all claims against defendants RentGrow, Inc. ("RentGrow"), and TransUnion Rental Screening Services, Inc. ("TransUnion"), are hereby DISMISSED WITH PREJUDICE to their refiling, whereas all claims against defendant Cleara, Inc. ("Cleara"), are DISMISSED WITHOUT PREJUDICE to their refiling. (Ordered by Senior Judge Terry R Means on 7/3/2024) (wxc) (Entered: 07/03/2024)

Plaintiff's Experts:

Defendant's Experts:

Comments: