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Date: 05-01-2023

Case Style:

Manny Spitzer v. TransUnion, LLC, et al.

Case Number: 7:22-cv-08349

Judge: Kenneth M. Karas

Court: United States District Court for the Southern District of New York (Westchester County)

Plaintiff's Attorney:

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Defendant's Attorney: Boris Brownstein

Description: White Plains, New York consumer credit lawyer represented Plaintiff who sued Defendant on a Fair Credit Reporting Act violation theory.

"The Fair Credit Reporting Act (FCRA) is a United States federal law that regulates the collection, disclosure, and use of consumer credit information. The FCRA was enacted in 1970 to protect consumers from inaccurate and unfair credit reporting practices.

The FCRA applies to all consumer reporting agencies, including credit bureaus, insurance companies, and landlords. The law requires consumer reporting agencies to:

Obtain your consent before they can report information about you to a third party.
Provide you with a copy of your credit report upon request.
Correct any inaccurate or incomplete information in your credit report.
Investigate any disputed information in your credit report.
Prevent creditors from using your credit report for certain purposes, such as insurance underwriting.

The FCRA also gives consumers the right to:

Place a fraud alert on their credit report.
Freeze their credit report.
Dispute inaccurate or incomplete information in their credit report.
Sue a consumer reporting agency for violations of the FCRA.

If you believe that your rights under the FCRA have been violated, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB is a federal agency that enforces consumer financial protection laws, including the FCRA."

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Outcome: 05/01/2023 44 ORDER OF DISMISSAL... It is ORDERED that the above-entitled action be and is hereby dismissed and discontinued without costs, and without prejudice to the right to reopen the action within sixty days of the date of this Order if the settlement is not consummated. To be clear, any application to reopen must be filed within sixty days of this Order; any application to reopen filed thereafter may be denied solely on that basis. Further, if the parties wish for the Court to retain jurisdiction for the purposes of enforcing any settlement agreement, they must submit the settlement agreement to the Court within the same sixty days day period to be "so ordered" by the Court. Per Paragraph 4(B) of the Court's Individual Rules and Practices for Civil Cases, unless the Court orders otherwise, the Court will not retain jurisdiction to enforce a settlement agreement unless it is made part of the public record. Any pending motions are denied. All conferences are vacated. The Clerk of Court is directed to close the case. SO ORDERED. (Signed by Judge Kenneth M. Karas on 4/30/23) (yv) (Entered: 05/01/2023)

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